Sunday, May 13, 2007

INDIVIDUAL HSA PLANS

Individual HSA Compatible Health Insurance Plans - Why do you need one?

Individual HSA Health Insurance plans are the latest way to control your Health Insurance costs and protect yourself or your family.

What is a HSA compatible Health Insurance plan?

A HSA health insurance plan combines a high deductible - usually $2500 - $2600 for an indivudual or $5000 - $5500 for a family.


Do not the high deductible scare you - it is just a numbers game... For example a HSA family plan of a $5000 deductible means the whole FAMILY has a $5000 deductible - as opposed to a "regular plan" where EACH member might have a $2000 - $5000 deductible - plus a "co-insurance" of $3000 - $5000 , PER PERSON.


Bottom line - HSA's make a lot of sense because it is WHY YOU BUY HEALTH INSURANCE - for the BIG STUFF.

TXINSURANCE.COM offers Individual HSA's in Illinois and Texas from Unicare and Blue Cross Blue Shield of Texas.

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